Upgrade your financial management ability and
Take Control of your finances in 2025
Oaca delivers an exact blueprint to make your
Finances to fit under the
50/30/20 rule for your budget
Simplifies Your Finances
Breaks your income into clear categories: 50% Needs, 30% Wants, and 20% Savings — no more confusion on where your money goes.
Instant Clarity &Control
Understand your monthly spending habits at a glance and make smarter decisions
Based on Proven Money Principles
Inspired by the globally trusted budgeting method recommended by financial experts
Plug & Play Ready
Pre-formatted with automated calculations — just enter your numbers and see your budget in action.
This 50/30/20 budget template is perfect for?
anyone who wants to manage money with ease whether you're a student learning to budget, a working professional tracking monthly expenses, or a family planning savings together. It's designed to help you spend smarter, save more, and stay in control of your finances.
👩🎓 Students & Young Professionals
Just starting to manage money? This tracker makes budgeting simple and visual — no finance background needed.
👨👩👧 Families & Couples
Plan monthly household expenses, save for shared goals, and avoid unexpected surprises.
💼 Freelancers & Side Hustlers
Track variable income and stay in control of your cash flow every month.
📈 Anyone Who Wants Financial Clarity
Whether you're trying to save, reduce debt, or just understand your spending — this tool gives you a complete overview.
Smarter Budgeting Starts Here
100% editable • Google Sheets • Instant access
Learn exactly how to customize, log, and track your spending in this short demo. See how easy budgeting can be with just one tab.
Set your budget, track spending, and reuse it every month — all in one simple, customizable sheet. No clutter, no confusion. Just smart, stress-free budgeting.
Log your daily expenses by category and watch your charts update automatically. Get a complete view of where your money goes no manual math needed.
Stay on track with auto-updated graphs and category breakdowns. Instantly see where to cut back, save more, and hit your financial targets faster.
50% for needs, 30% for wants, and 20% for savings or debt.
This method helps you spend wisely, save consistently, and take full control of your finances — without overthinking it.
Use the same sheet every month just duplicate the tab and start fresh. No limits, no re-downloading. Budget smarter, month after month.
This template includes a 50/30/20 split, auto calculating charts, a monthly tracker, and an expense log all designed to make budgeting fast, visual, and easy to use.
Listen to What Our Customers Say!!!
Customers Rated It 4.8/5
Sometimes less is more, and that's exactly what I love about the Productivity Toolkit. It's a straightforward, no-nonsense tool that gets the job done. The clean design and intuitive layout make tracking my habits and goals a breeze. If you're looking for a simple and effective way to boost your personal growth, look no further!
Deepinder Kapoor
Entrepreneur
Finally, a budgeting tool that understands my need for structure! The Budget tracker keeps me organized and accountable without overwhelming me. I love the customizable features that let me tailor it to my financial goals. It's like having a personal assistant for my money. Five stars without a doubt!
Sameer Patil
Consultant
I was struggling to track my expenses until I started using this Budget Tracker. It’s clean, smart, and super easy to use. Highly recommended for anyone serious about managing their money!
Rohan Verma
Marketer
Do I need any special software to use this tracker?
No — you only need Google Sheets or Microsoft Excel. It works smoothly on both desktop and mobile
Is this tracker beginner- friendly?
Absolutely! It's designed for all levels — whether you're just starting to budget or want a smarter system to track spending.
Can I use this template every month?
Yes! Just duplicate the sheet or monthly tab, and use it again. You get lifetime access with unlimited reuse.
Is the template editable and customizable?
Yes — you can change categories, colors, or formulas to match your lifestyle and financial goals.
Will this work in Indian currency (₹)?
Yes, it supports ₹ and any other currency. You can also set it up to auto-calculate with your local currency symbols